(In effect as of January 1, 2004*)
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S.
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Alabama.....	66 2/3	$161 - 27 1/2% of	$220.00*	100	300 weeks	*(By legislation,
		SAWW, or worker's				maximum weekly
		average wage if				compensation is
		less, for scheduled				capped at $220.)
		injuries.				Also see 1/.
Alaska......	------	----------------	------	N/A	-----------	See 2/.
Arizona.....	55	Payable, but not	$374.01	N/A	Duration of
		statutorily pre-			disability
		scribed.
*See Introduction page.
1/Alabama:  Section 25-5-57--In case a scheduled permanent partial disability follows or accompanies a period of temporary total
disability resulting from the same injury, the period of TTD shall not be deducted from the maximum number of weeks set for each
partial disability; in case of non-scheduled PPD, such periods shall   be deducted.
2/Alaska:  Permanent partial disability benefits are determined by multiplying $177,000 times the employee's percentage of permanent
partial impairment of the whole person and is payable in a single lump sum, unless the employee is enrolled in a vocational rehabilitation
program.  Compensation may not be discounted for any present value considerations.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Arkansas....	66 2/3	$20	$340.00	N/A	450 weeks	If the claimant's
						TTD rate for in-
						jury is $205.35 or
						greater, maximum PPD
						rate will be 75% of
						claimant's total
						disability rate.
California..	66 2/3	$105	$250.00	N/A	619.25 weeks	3 to 8 weeks of WC
					(applicable	payable for each 1%
					to a worker	of permanent disa-
					with a 99.5%	bility, depending on
					disability)	severity. Thereafter,
						if disability is at
						least 70%, but not
						more than 99.75%, a
						life pension of 1.5%
						of the employee's
						weekly earnings will
						be paid for each 1%
						of disability over
						60% subject to a
						maximum weekly rate
						of $116.27.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Colorado....	------	$207.35 -	$354.90	91	Duration of	WC benefits subject
		scheduled			disability	to Social Security
		injury. 3/  4/				benefit offsets and
						to reduction by
						benefits under an
						employer pension or
						disability plan.
						Total maximum amount
						payable is $120,000.
						See 3/.
Connecticut.	75% of	$50.00	$726.00	100	520 weeks	WC benefits subject
	worker's			(of aver-		to Social Security
	spendable			age pro-		benefit offset.
	Earnings			duction
				Wage)
Delaware....	66 2/3	$168.94 - 22 2/9%	$506.81	66 2/3	300 weeks
		of SAWW, or actual
		wage if less, for
		scheduled injury.
District of	66 2/3	$255.50	$1,022.00	100	Duration of
Columbia..					disability
3/Colorado: Section 8-42-104(2)(b)--When benefits are awarded for PPD, the award of benefits shall exclude any
for a previous impairment to the same body part.
4/Effective July 1, 2000, and each succeeding July 1 thereafter, the compensation rate for PPD shall be modi-
fied for claims arising on and after such date by the same percentage increase or decrease as the SAWW.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Florida.....	5/	See 5/	$525.00	N/A	5/
Georgia.....	66 2/3	$42.50 or average	$425.00	N/A	Based on
		wage if less.			statutory
					schedule.
Hawaii......	66 2/3	$149.00 - 25% of	$596.00	100	In propor-	Maximum WC for % of
		SAWW, or worker's			tion to	disability based on
		average wage if			scheduled	the whole man is the
		less, but not			injuries;	product of 312 times
		lower than $38.			or a % of	the effective maxi-
					loss of the	mum weekly benefit
					whole man.	rate.
5/Florida:  Section 440.15(3)(a),F.S.--Impairment income benefits are paid at the rate of 75% of the injured worker's average weekly temporary total
disability benefit amount for a period of:
-2 weeks for each percentage point of impairment from 1% through 10%.
-3 weeks for each percentage point of impairment from 11% through 15%.
-4 weeks for each percentage point of impairment from 16% through 20%.
-6 weeks for each percentage point of impairment from 21% and up.
This is the case unless the injured worker is earning at least pre-injury wages.  If this is the case, benefit levels are reduced by 50%.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Idaho.......	N/A	---------------	$293.70	55	In propor-	Amounts are for permanent
					tion to losses	partial impairment.  Disability
					of the whole	is in addition to PPI and
					man based on	takes into account medical
					a maximum of	and non-medical factors.
					500 weeks.
Illinois....	60	$80.90 to $96.90	$542.17	N/A	500 weeks	Maximum WC for ampu-
		or worker's			(worker able	tation of a member
		average wage if			to pursue	or enucleation of an
		less, according			usual work	eye is 133 1/3% of
		to number of			duties);	SAWW ($998.12).
		dependents.			Duration of
					disability
					(worker unable
					to pursue
					usual work
					duties)
Indiana.....	66 2/3	Payable but not	$588.00	N/A		The amount of
		statutorily				compensation for
		prescribed.				PPI is determined
						by multiplying a
						percentage of the
						worker's wage by
						the degree of perma-
						nent impairment.  6/
6/ Indiana:  The amount of compensation is computed on the basis of a specific number of degrees.  The benefit is computed on the basis of a statutorily established
schedule of dollars to be paid for each degree of impairment.  Higher levels of impairment have higher dollar values per degree.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Iowa........	80% of	$135.80 to	$1,042.08	184	In proportion
	worker's	$144.74			to scheduled
	spendable	according to			injuries or in
	earnings	marital status			proportion to
		and number of			losses of the
		dependents.			whole man based
					on a maximum of
					500 weeks.
Kansas......	66 2/3	$25	$440.00	75	415 weeks	Total amount payable
						is $100,000 for a
						work disability
						and $50,000 for a
						functional dis-
						ability.  WC
						benefits subject
						to UI and Social
						Security benefit
						offsets.
Kentucky....	66 2/3	Payable, but not	$588.43	75	425 weeks/ 520	(Benefits represent
		statutorily			weeks if disability	unscheduled injuries
		prescribed.			exceeds 50%.	only.)  WC benefits
						terminate when em-
						ployee qualifies for
						Social Security
						benefits.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Louisiana...	66 2/3	--------------	$429.00	75	520 weeks	Additional benefits
						of $30,000 for cata-
						stropic injuries,
						payable 1 year after
						injury.
Maine.......	80% of	--------------	$506.42	90	364 weeks; however,
	worker's				duration of disability if
	after tax				impairment is in excess
	earnings				of 11.8% to the body for
					dates of injury from 1/1/93
					to 12/31/01 and 13.2%
					for dates of injury on or
					after 1/1/02.
Maryland....	66 2/3	$50 or actual	$555.00	75	Duration of
		wage if less.	(serious		disability
			cases-250
			weeks or
			more)
			$247.00	33 1/3
			(non-serious
			cases-75 to
			249 weeks)
			$114 (minor
			non-serious
			cases-1 to
			74 weeks)
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Massachusetts	(60% of	Payable, but	$661.93	75	260 weeks	Total number of
	the dif-	not statutorily				weeks may be extend-
	ference	prescribed.				ed to 520 if it is
	between					found that the em-
	employee's					ployee has suffered
	AWW before					a permanent loss of
	injury and					75% or more of
	AWW after					bodily function or
	injury)					sense.  Bulk  sums
						allowed for
						scheduled losses
						depending on extent
						of loss.  Additional
						$6 will be added per
						dependent, if weekly
						benefits are below
						$150.  WC benefits
						subject to reduction
						by UI and Social
						Security benefits.
Michigan....	80% of	$186.12 - 25%	$671.00	90	Duration of	WC benefits subject
	worker's	of SAWW for			disability	to reduction by UI.
	spendable	scheduled
	earnings	injury only.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Minnesota...	66 2/3	If paid weekly,	$750.00	N/A	------------	The percentage of
		$130 or actual wage				disability to the body is set
		if less.				out in permanent partial
						disability schedule rules.
						The percentage is applied to
						a compensation table to
						determine the benefit
						amount.  PPD is paid
						after TTD ends.  It
						may be paid out in
						weekly amounts
						(based on wage rate)
						or in a lump sum.
Mississippi.	66 2/3	----------------	$341.11	66 2/3	450 weeks	Total amount payable
						is $153,499.50
Missouri....	66 2/3	$40	$347.05	55	400 weeks
Montana.....	66 2/3	Payable but not	$243.50	50	375 weeks
	7/	statutorily
		prescribed.
Nebraska....	66 2/3	$49 or actual	$562.00	100	300 weeks	If partial disa-
		wage if less				bility  begins after
		for scheduled				a period of total
		injuries.				disability, the
						period of total
						disability will be
						deducted from the
						300-week limit for
						PPD.
7/Montana:  Section 39-71-703--Wage loss benefits are determined by multiplying the percentage of impairment, age, education, restrictions and wage loss by 375 weeks
not to exceed a permanent partial disability rating of 100 percent.
	TABLE 8.  BENEFITS FOR PERMANENT PARTIAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
			IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage
	Percentage                                     Payments Per Week				Maximum Period
	of Worker's			Percentage	For Unscheduled
Jurisdiction	Wage	Minimum	Maximum	of SAWW	Injury	Notes
Nevada......	-------	Payable, but not	$633.08	150	Duration of	The % of disability
		statutorily			disability	is determined by the
		prescribed.				Commission using AMA
						guides.  Each 1% of
						impairment of the
						whole man is compen-
						sated by a monthly
						payment of 0.6% of
						the claimant's
						average monthly wage
						for 5 years or until
						the 70th birthday of
						the claimant, which-
						ever is later.
						However, if the injured
						employee's date of
						injury occurred prior